Foreclosure Prevention Counseling

HUD-CERTIFIED COUNSELING PROGRAM & HOUSING COUNSELORS

Individual counseling provides one-on-one help for your personal situation. While AHC does not have money to give you to help you make your mortgage payments, counseling can provide you with the following:

• Intervention with your mortgage lender to help you create a manageable repayment plan.
• Teaches you your rights and options.
• Teaches you how the foreclosure process works and what to expect.
• Guidance in creating a crisis budget.
• Referrals to other organizations that may be of help.
• Guidance and support in forming a plan of action.

Getting Started
Appointments for counseling are required, and may be scheduled by calling 847/263-7478. AHC requires attendance at our Foreclosure Prevention Class for Homeowners prior to scheduling an appointment; rare exceptions may be made, such as for those that have a judicial sale pending. The Foreclosure Counseling Packet will be distributed at the class. Take the packet home and fill it out in its entirety, and return it to AHC prior to your appointment. Counseling is offered free of charge, although clients must pay for a credit report (offered at a discounted rate of $10 per individual or married couple - cash or money order only).